Contingent Employers’ Liability

Most workers compensation legislation effectively removes the right of injured workers to sue their employer (the insured) for injuries sustained while on the job. Despite this, an employer may face a lawsuit in cases involving workers that are not covered by workers compensation legislation, such as occasional workers or when a worker may be doing a task outside of their regular duties. You will want to ensure your contractors/consultants carry contingent employers' liability coverage if they use employees with other duties or occasional workers to complete work under the contract.