Vendors, lessees/renters, contractors, and consultants who supply goods, rent facilities, and/or provide services to your local government do so with varying levels of risk. To effectively manage that risk, we recommend that our members require parties who they contract with to obtain and maintain an adequate level of insurance coverage to protect themselves, the local government, and the public from unpredictable or accidental loss or damage. Our Risk & Insurance Tool is designed to help you make decisions about what types and levels of insurance your local government should require these third parties to carry that accords with their risk.
Construction projects can be complex and very varied. We recommend that you contact us directly with any questions you may have around construction projects and how best to protect your local government. Please email our insurance team at: AskUsAnything@miabc.org with your questions.