Coverage for property damage arising from the use of explosives for blasting is typically excluded in a property policy. It may form part of a stand-alone construction policy (i.e., builders’ risk or course of construction). This form of coverage protects against losses caused by a contractor using explosives for blasting and should only be requested when you know that the project includes any blasting activities. Any liability issues from the use of explosives would be covered in a wrap-up liability policy.
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